Our Holistic Process
At Howell Financial Group, we work with a wide variety of clients including business owners, corporate executives, and successful families, just to name a few. No two clients are alike and no two financial situations are alike either, and that’s why we don’t do cookie-cutter financial services around here. We take the time to get to know you and your specific situation so that we can create highly-customized solutions to accomplish your goals. Using a simple four-step process, we’ve been helping clients like you make well-informed financial decisions for more than 30 years.
Phase 1: Discovery
You’re unique and so is your financial situation, so it’s important that we understand who you are and what you’re trying to accomplish before making any recommendations to you. This initial phase of the process centers on learning all about you, how you got to where you are, what you hope to accomplish, and what fears and concerns you may have. We’ll also share our story with you and discuss what working together may look like moving forward.
Phase 2: Analysis & Education
In this phase, we’re going to look at your goals and objectives and review all of the possible paths you could take to achieve them. Once we have a firm understanding of your options, we’ll meet with you to explain everything in detail, make sure you have complete understanding of your options, and empower you to make the wisest possible decisions with clarity and confidence.
Phase 3: Implementation
Key person life insurance offers a death benefit that helps indemnify an employer for the loss of one of its most important assets—the key person. This can help assure continuity of the business for employees, customers, and creditors, and protects against losses in sales, momentum, and credit. It can also be used to assist with recruiting and developing a replacement for the employee.
Phase 4: Ongoing Maintenance
Life changes and evolves, and the financial solutions you have in place should change and evolve with it. When you work with us, you can rest assured that well be with you through the changing seasons of life, monitoring everything that we have in place for you and making recommendations and adjustments as needed along the way.
