We offer a wide array of innovative financial solutions to individuals and families at all stages of life. No matter how much planning you have or haven’t done in the past, our goal is to meet you where you are and help you manage, grow, and preserve your wealth for generations to come. We’ll take into account your needs, goals and tolerance to risk, and then work with you to bring clarity to where you’re going and how to get there. Some of our key services are detailed below.
Medicare Transition and Education
We help people who are nearing or in retirement to better understand their Medicare options and choose the benefits that make the most sense for their specific situation. Choosing the right coverage is a complex process that requires extensive knowledge of the different levels of coverage available, including deductibles, premiums and copays. We’ll help you evaluate your benefits through Medicare and other sources to determine what you need and ensure that your coverage is being properly leveraged. The end result is financial clarity, confidence and peace of mind.
Estate Planning
We know you want to leave a lasting legacy to those you care about most, but because of factors like state and federal taxes, doing so can be complicated. That’s why you need an experienced partner to help you make the most of your opportunities and avoid pitfalls along the way. With input from you and your other advisors, we can work to reduce your tax liability and make sure your estate plans line up with your needs and values.
Asset Protection
You've worked hard for what you have, and we want to help you guard it. Through our asset protection solutions, we can assist with liability protection for personal and business assets, ensure the smooth transfer of assets to family members, and improve the growth of your assets. Our team will take your specific circumstances into account to come up with the best plan for you.
Charitable Planning
If you’re like most people, you have some charitable causes and organizations that you care about and want to support. We can help you do that in a way that lines up with your values, objectives and philanthropic goals. Done correctly, charitable giving can also reduce your tax burden, creating a win-win situation for you and the causes you care about most.
Extended Care and Disability Needs
No one likes to think about the possibility of needing long term care later in life, but planning for extended care and disability is an important part of developing a solid retirement plan. By ensuring your portfolio is balanced enough to withstand such costs, we can help you protect your assets and give you the security you need to enjoy retirement.
401(k) and IRA Rollover Assistance
Moving to a new job requires many decisions, and we can help you with one of the most important ones: how to handle rolling over your 401(k) and/or IRA. Several options are available, including leaving your funds with your old employer or moving them into the plan of your new one. Fees, expenses, and withdrawal parameters all come into play, but don't worry: We'll work with your tax advisor to go over the benefits and drawbacks of each option and come up with the best plan for you.
